Commercial Umbrella Insurance

Commercial umbrella insurance, also known as excess liability insurance, is a type of insurance coverage that provides additional liability protection above and beyond the limits of primary liability policies. It is designed to help businesses protect their assets and finances by providing coverage for catastrophic events or high-value claims that exceed the limits of their underlying liability policies. Commercial umbrella insurance is especially important for businesses with higher liability risks or those that operate in industries where large lawsuits or significant claims are more common. It helps protect businesses from potential financial devastation by providing additional coverage when their primary liability policies are insufficient.